November 28, 2022
Sizable Ownership
A client calls and says, “Hey, why does it matter if someone owns over 10% of the company?” We can tell you why.
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November 9, 2022
AI Do it Yourself
“Representative,” she said. “Representative,” she said firmly. “Rep..re..sen..ta..tive.” Are you better off with this level of automation, or have you simply been relegated to a cost savings system for the insurance company as they have you do their work for them?
October 26, 2022
What Crisis?
How do I, as an insurance professional, explain to a longtime client, who has few if any claims with their company vehicles, that their Commercial Auto policy is not going to be renewed by the underwriter?
October 17, 2022
Cyber – Data Breach
55% of the small businesses surveyed by the Ponemon Institute had suffered a Data Breach and 53% had already suffered multiple Data Breaches. Here are a few reasons why Data Breach coverage is right for any business.
October 10, 2022
Action Over
When the landlord walks into your office with a lawsuit and his lease and says, “You’re going to hold me harmless and defend me for any and all liabilities,” and then hands you that lawsuit…what are you going to do with it?
September 26, 2022
Professional Liability Promises
If someone believes that a company promises something and then that company doesn’t deliver on that promise, even if nothing was in writing, it can still turn into a professional liability claim.
September 19, 2022
Insurance Coverage is Specific
Insurance policies are very carefully worded to only cover specific things. If you ever need insurance on a separate part of your business, don’t assume one policy will cover it all. You might get stuck paying for your problem out of pocket.
September 6, 2022
Directing Assets of Others
Fiduciary Liability can be confusing, but basically, it encompasses anyone who has control of directing assets of others within the company.
August 22, 2022
The Risk of the Lowball
Don’t lowball your limits. You might end up paying more during your audit than you thought because of it.
August 15, 2022
Coverage Review For No Coverage
Coverage review? There was no coverage at all…