Where to begin? Tom Quirk was instrumental in our company winning a dispute against the State of CA regarding Worker’s Comp classification problem for our entire industry. Many, many people owe him a debt of gratitude for saving them over 70% of premiums previously being paid. Additionally, he has been there 110% as a trusted advisor, and his assistant Bobbi Frazier has provided absolutely outstanding service to us as well. Could not recommend this company any higher, and could not imagine having to replace them!