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October 26, 2020

Is my boat still covered when it’s on the trailer behind my car?

Most homeowners’ policies provide some limited coverage for watercraft and trailers with endorsement. Be sure to properly insure your boat. The limited coverage provided in a homeowners’ policy will often not cover for theft if stolen away from your home.

October 26, 2020

How much auto liability coverage should I have?

A recent study indicated that the average compensation paid as a result of a serious auto accident injury was $352,396. The average for severe injuries was $747,188. People often mistakenly think that the amount of coverage should be based on the amount of their assets. A large claim can often bring financial ruin. This is […]

October 26, 2020

Do I still need insurance if my car is old and doesn’t have much value?

Yes. California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum. Property damage liability coverage: $5,000 minimum. Uninsured motorist bodily injury coverage: $15,000 per person / $30,000 per accident minimum. Although a person may be able to lose or do without an old run down car […]

May 2, 2020

How does rental car coverage work?

When your car becomes inoperable from a claim, if your policy provides rental reimbursement (also called loss of use), you are provided a specific limit of reimbursement for using a rental during that time. This coverage is available for a small additional premium. If you were renting a car for a vacation, should you damage […]

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