¡Bienvenidos! Welcome!

I am Elizabeth Hernadez, a trusted commercial insurance broker for leading global companies and small businesses in Northern California with Garland Sturges and Quirk (GSQ).

As a 20-year veteran commercial insurance agent, I have the experience to design your insurance program to manage the multiple threats you face when doing business.

I help you access comprehensive coverage and place you in the best position for success. Whether your business is a sole proprietorship or a multi-state/multi-national business operation, my industry knowledge provides you with robust insurance coverage.



Collectively, our team has over 200 years of experience in the commercial insurance industry. We specialize in understanding the specific needs of you and your business.

With GSQ, I am a quality advisor to support and make a positive contribution to your operation. Our seasoned team of agents is here to guide you through the complexities of insurance, ensuring you get the coverage that fits your unique requirements.


GSQ has established strong partnerships with leading insurance carriers, allowing us to provide you with the best coverage options at competitive rates.

Our commitment to transparency means you can trust us to find the right coverage without surprises.


We don’t believe in one-size-fits-all solutions.

Our approach is to work closely with you to customize insurance plans that address the specific risks associated with your business. From property and liability to employee benefits, we’ve got you covered.


  • Comprehensive Coverage Options with Strong Insurance Companies
  • Licensed Across the United States
  • Competitive Rates and Discounts
  • Quick and Hassle-Free Claims Process
  • Dedicated Customer Support
  • A Team with Over 200 Years of Insurance Experience


I partner with over 100 companies in the following industries:

  • Entertainment (production, creative artists, designers)
  • Retail
  • Technology (engineers)
  • IT Consulting/Business management
  • Virtual Reality Products
  • Chemical processing
  • Health Clinics
  • Medial Devices
  • Therapists
  • Psychiatrists
  • Attorneys (Professional services)
  • CPAs (Professional services)
  • Contractors (landscapers, janitorial)
  • Hotels
  • Restaurants
  • Catering Services
  • Non-profits
  • Fitness Studios (cycling)
  • Dance studios
  • Businesses working with schools or schoolchildren
  • After school programs

Testimonial by Elizabeth Hernandez

The insurance business can be challenging and confusing, I enjoy sharing my knowledge with my clients and celebrate their business growth.

Elizabeth Hernandez


Don’t just take our word for it. Hear what our satisfied clients have to say about Elizabeth’s experience.

Testimonial by Allan Pepito - AlPep LLC, COO, Owner-Member

Elizabeth and her team at Garland Sturges & Quirk are an excellent group and have been delightful to work with.  They are very responsive, reliable, thoughtful, knowledgeable, and professional. They go above and beyond to understand their customers’ needs.  Even if a question or help needed is not within their groups’ scope of services, Elizabeth and her team have provided great help to point us in the right direction towards eventually finding the help we needed.  They work hard to help their customers find the best insurance package to meet their customers’ budget while meeting key requirements.  This is especially important for startup companies such as our own.  We have been working with Elizabeth and her team for almost 2 years now and we are very satisfied with all the help, work, and services they have provided to our company.

Allan Pepito – AlPep LLC, COO, Owner-Member

Testimonial by George Burger, Founder - Infinadeck

I really appreciated your help. Your knowledge and professionalism have not gone unnoticed, not to mention your expediency. Thanks!

George Burger, Founder – Infinadeck

Testimonial by Chef Ramiro & Claudia Alarcon - Cielito Lindo Restaurant

Ten years ago my wife and I decided to open a restaurant, and we knew that we had to have coverage from different companies – one of them was insurance for the restaurant. We started looking and our consultant recommended Elizabeth Hernández to us. When he met her, Elizabeth gave us a lot of confidence due to her professional presentation and the way she explained the coverage.
Unfortunately, seven months after opening the restaurant we experienced a fire and Elizabeth accompanied us from that day until the last payment of the policy. She was always there for us.
Now we have a catering business and we do not doubt who would be our advisor. Elizabeth’s professionalism, her prompt response and her honesty is in her character and that is what makes us feel safe and peaceful in our business.

Chef Ramiro & Claudia Alarcon – Cielito Lindo Restaurant

Testimonial by Rivera Family - Rivera Landscape Company

Mi esposa y yo queremos agradecer a Elizabeth por su buen trabajo profesional durante el año 2023. Estamos muy contentos con su ayuda y profesionalismo a la hora de buscar la cobertura de seguro que mejor nos conviene para nuestro negocio y personal y por su pronta respuestas cuando tienemos alguna pregunta. ¡Gracias por tu buen trabajo Elizabeth!”

Rivera Family – Rivera Landscape Company

Testimonial by Mireya Romero - Romer’s Cleaning Service

Yo tengo el gusto y privilegio de conocer a Elizabeth Hernández. Ella me ayudó a encontrar las mejores coberturas de autos de mi familia y para mi casa. Tambien me ayudo con las Aseguranzas necesarias para mi negocio de limpieza de casas que son Wokers Comp, Umbrella, y Liability.

Pero lo mejor y lo que es más difícil de encontrar y que ella me ofrece es la confianza de poder llamarla y hacerle cualquier pregunta que yo tenga. Elizabeth siempre está ahí para apoyarme, guiarme y ayudarme en lo que necesito. Es muy reconfortante saber que ella esta ahÍ, que no estoy sola. ¡Muchas gracias Elizabeth!

Mireya Romero – Romer’s Cleaning Service

Testimonial by 247 Fire Alarm Services

We greatly value our critical relationship with [Elizabeth] GSQ. They genuinely care about ensuring the appropriate levels of coverage for our small business and seek the best partners for our needs. The proactive and responsive service we receive is appreciated.

247 Fire Alarm Services

Testimonial by Tonya Amos - Grown Woman Dance Collective

Elizabeth is amazing! We needed SAM coverage for our dance company to secure city grant funding. The process was complicated and cost-prohibitive with every company that I called. Elizabeth knows the insurance space well, and with a daughter who is a dancer, I knew immediately I was in the right hands. Within days, she had an incredible quote for us that was, literally, 10% of the other policies that we found through other companies. She’s creative, smart, and committed to her clients’ success. We are lucky to have found her and appreciate all that she does.

Tonya Amos – Grown Woman Dance Collective


I enjoy giving back to my community and cultivating authentic relationships with people across industries.


Board Member, Insurance Brokers & Agents of Silicon Valley 2023

Young Professional of the Year, 2012


Board Member, Marfan Foundation, 2011-2013

Committee Member, St. Joseph’s Church, 2011-2016


#1 Mom to two adult children

#1 Dog Mom


Es un placer compartir mi conocimiento con mis clientes para encontrar la cobertura de seguro que mejor les conviene para su negocio y personal. Yo celebro cada crecimiento de su negocio y doy todo mi apoyo en cualquier emergencia.

Elizabeth Hernandez

Ready to protect your business? Request a free, no-obligation quote today.

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