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September 26, 2022

Professional Liability Promises

If someone believes that a company promises something and then that company doesn’t deliver on that promise, even if nothing was in writing, it can still turn into a professional liability claim.

September 19, 2022

Insurance Coverage is Specific

Insurance policies are very carefully worded to only cover specific things. If you ever need insurance on a separate part of your business, don’t assume one policy will cover it all. You might get stuck paying for your problem out of pocket.

August 22, 2022

The Risk of the Lowball

Don’t lowball your limits. You might end up paying more during your audit than you thought because of it.

July 12, 2022

On the Job Twenty Four Seven

If your employee falls off a barstool in a pub while on an international work trip, is it covered under International Worker’s Compensation?

June 16, 2022

Rocket Fuel

What a business is labeled as impacts whether or not they can get insurance and how expensive it will be, but could you really convince an underwriter that Rocket Fuel Manufacturing is the same as Candle Manufacturing?

May 17, 2022

Coffee Shop Cyber

about a data breach which is an event tied to personally identifiable information. Now there are various other cyber threats to worry about, but let’s focus on data breaches for a moment.

May 10, 2022

$28,700 to the Wrong Guy

Can you imagine sending $28,700 to the wrong guy? When a perfect invoice with the correct amount shows up at the right time, it would be hard to know it was from a hacker.

April 21, 2022

Employment Practices

Several years ago, we set up insurance for a company in transition. We provided all the right coverage and had a starting date for the policies set just around the corner. This eager company started looking to hire a new CEO. They found the perfect candidate, interviewed the guy, and then wrote up an offer. […]

January 9, 2021

Discovery or Loss Crime Coverage?

Because of their trusted positions, it is often far easier for employees to steal from a company than any outsider. Also, once an employee begins stealing from their employer, it often continues over a sustained period and results in higher total losses.

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