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May 8, 2025

Navigating California’s Home Insurance Crisis Amid Wildfires

California's homeowners are facing an unprecedented insurance crisis, primarily driven by the increasing frequency and severity of wildfires. In recent years, major insurers like State Farm and Allstate have limited or withdrawn coverage in high-risk areas, leaving many residents scrambling for alternatives.

April 24, 2025

World Security Day: Protecting Your Business from Digital Threats

On World Security Day, we’re reminded that in today’s digital landscape, security isn’t just physical—it’s virtual too. Cyberattacks are on the rise, and no business, big or small, is immune. That’s why cybersecurity insurance has become a must-have in a world where one data breach can cause significant financial and reputational damage.

April 10, 2025

How to Build a Flood Evacuation Plan That Could Save Lives

April 8 is Flood Evacuation Plan Day—a timely reminder that floods can happen anywhere, anytime, and often without warning. As extreme weather events become more frequent due to climate change, being prepared isn’t just smart—it’s necessary.

March 27, 2025

Why is Cybersecurity Insurance Important?

In today’s interconnected world, cyber threats are a growing concern for businesses of all sizes. Cybersecurity insurance has emerged as a vital tool to mitigate the financial risks associated with cyber incidents. At Garland Sturges & Quirk (GSQ), we aim to equip you with the knowledge to protect your business effectively.​ What is Cybersecurity Insurance? […]

March 13, 2025

Coverage, Benefits, and Key Dates

Navigating the world of motor insurance can be complex, but understanding its nuances is essential for every vehicle owner. At Garland Sturges & Quirk (GSQ), we’re committed to demystifying insurance and ensuring you’re well-informed about your coverage options. What is Motor Insurance? Motor insurance provides financial protection against physical damage or bodily injury resulting from […]

February 27, 2025

Home Security Insurance: Protecting Your Digital Assets

Your home isn’t just a physical space—it’s also a digital hub filled with sensitive information. With cyber threats on the rise, cybersecurity insurance is more important than ever to protect your household’s financial and personal security.

February 13, 2025

Protect Your Second Home

Owning a vacation home is a dream come true, but it also comes with risks. Whether your second home is a beachside retreat or a mountain cabin, having the right insurance coverage is essential to ensure your investment is protected from unexpected events.

January 23, 2025

How Cyberattacks Compromise Your Company

In today’s digital world, businesses of all sizes face the growing threat of cyber attacks. Computer security breaches can have devastating consequences, from financial losses to reputational damage. Understanding how cyber attacks occur and their potential impacts can help you better protect your company.

January 9, 2025

Your Guide to Searching for Auto Insurance

Shopping for auto insurance can feel overwhelming, but with the right approach, you can find coverage that meets your needs and budget. Here’s a step-by-step guide to simplify the process and help you make informed decisions.

December 26, 2024

Insurance Is A Risky Business

Who would have thought that a business designed for an insured to pay a premium payment to transfer the risk from themselves to the insurance carrier might actually have to deal with risk?

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