Why Floods Are Becoming More Common

Changing climate patterns are driving more intense storms and heavier rainfall. Combined with urban development and poor drainage systems, even areas that didn’t used to flood are now at risk. Flash floods, river overflows, and clogged canals can cause serious damage with little warning

That’s why everyone—yes, even you—needs a flood evacuation plan.

Step-by-Step: How to Create Your Flood Evacuation Plan

  1. Know Your Risk
    Start by identifying whether your home or workplace is in a flood-prone area. You can check with local disaster agencies or use online maps to see flood zones. Understanding your risk level helps you plan smarter.
  2. Designate Safe Evacuation Routes
    Map out at least two routes to higher ground or designated evacuation centers. Make sure the entire family knows these routes—even your kids. Avoid roads that are known to flood easily.
  3. Assign Responsibilities
    During an emergency, panic can take over. Make a checklist of tasks and assign each family member a role:
    • Who grabs the emergency kit?
    • Who checks on elderly family members or pets?
    • Who drives?
  1. Practice, Practice, Practice
    Run evacuation drills at least twice a year. Set a timer. Can your family be ready in 10 minutes or less? Practicing helps reduce fear and increases confidence.
  2. Build Your Emergency Kit
    Prepare a go-bag that’s easy to grab and carry.
  3. Secure Your Important Documents

Why Flood Insurance Matters

Even with the best planning, damage can happen. Flood insurance gives you a lifeline to recover quickly—covering repair costs, temporary housing, and lost belongings. Without it, you could be facing overwhelming expenses on your own.

If you already have a policy, now’s the perfect time to review it. Does it cover everything that matters most to you? Is your coverage enough?

Take Action Now—Before the Water Rises

Floods don’t wait. And when they hit, it’s too late to prepare.

Don’t let a flood catch you off guard. Contact GSQ today to make sure your insurance policy supports your plan for safety and recovery. GSQ is here.